Explore mortgage options with Friends First Mortgage
Your premier mortgage lender located in Loganville, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
-
It was a pleasure working with James! He was very thorough, communicative and fast! We received our clear to close on a VA loan in less than 3 weeks! Thank... read more
Kim Little
James is the best loan officer I’ve ever worked with! He’s going to be my first choice on all the properties I’m planning to finance in the future.
Steven Cantrell
James & his team are absolutely phenomenal! This is my 3rd transaction with the Friends First team & it just keeps getting better & better. James is very punctual in... read more
Sherita Johnson
-
Mr. Aaron Blake, was very helpful and understanding.
Doomie Oliver
Mr.James Gardner was truly heaven sent on my journey to purchasing my home I wanna take the time out to say thank you for all you and your company... read more
James Williams
It was a pleasure working with James. He is very thorough and knows his stuff through and through. I have recommended him to both family and friends and they too... read more
Asiah Phillips
-
Just closed on our first home and Friends First Mortgage is phenomenal. Mr. Gardner or Mr. James as I would call him was the absolute best when it came to... read more
Adeisha Jenkins
"James has been an absolute rockstar throughout our home buying journey! With a decade-long partnership as teammates, he's consistently earned the title of MVP. Thanks again, James, for yet another... read more
Marcus Blake
Mr James Gardener was so knowledgeable about everything his passion for the job was Outstanding Thanks to Mr Gardener
Carlton Fairell
-
The home buying process can be very challenging and exhausting, but James Gardner and his team at Friends First Mtg made purchasing our new home a very smooth experience. I... read more
Soultrain27
Great service and friendly people!!
Jay Macc
Closed in 2 weeks
KidKnowsA “Roblox Jr.” Kid
