Explore mortgage options with Friends First Mortgage
Your premier mortgage lender located in Loganville, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
-
Handled it like champs. James and Sylvia made the whole thing smooth and simple.
Kyle Lites-Smith
I had such an Amazing experience with Aaron . He took his time to figure out my needs and wants and helped me make the best decision for my new... read more
Lita Lindholm
The home buying process can be very challenging and exhausting, but James Gardner and his team at Friends First Mtg made purchasing our new home a very smooth experience. I... read more
Soultrain27
-
I would certainly like to say I thank God for having Aaron Blake as my mortgage broker. He held my hand every step of the way, answered all of... read more
Teresa Ingram
Contact James if you are buying a house. The entire process is explained, there are no surprises, and there is no pressure. James walks you through everything and delivers. Most... read more
D T
Just closed on our first home and Friends First Mortgage is phenomenal. Mr. Gardner or Mr. James as I would call him was the absolute best when it came to... read more
Adeisha Jenkins
-
Excellent company. As a real estate agent with over 15 years in the business, I would definitely recommend Friends First Mortgage. The process was smooth and easy for my clients... read more
Shuaib Abdussabur
Working with James was an absolute pleasure. We worked with him to get a mortgage for the first time and we truly couldn't have asked for a better experience. He was... read more
Robin Norris
James was amazing. He made the house buying process smooth, easy and comfortable. He was available and helpful.
Dana Menefee
-
Mr. Gardner is efficient, patient and professional. He made navigating the loan process easier by answering all of my questions and taking time to explain exactly what each step entailed.... read more
Haneefah Colon
Mr.James Gardner was truly heaven sent on my journey to purchasing my home I wanna take the time out to say thank you for all you and your company... read more
James Williams
5 Stars goes to James Gardner of Friends First Mortgage for their Excellent work in getting us Closed out in Two-Weeks! Highly recommended, non better in the business.
Reggie Johnson
