Explore mortgage options with Friends First Mortgage
Your premier mortgage lender located in Loganville, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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Exceptional service! James didn't disappoint and trust me we were on a Rollercoaster ride to closing. However, James remained professional and consistent, 2 things that are very hard to... read more
Mia StJohn
Hey y'all, I just gotta say, I'm a homeowner now! Thanks to the awesome folks at Friends First Mortgage Company, they worked their magic and made it happen. My family... read more
marie chandler
James and Sylvia were amazing to work with! They made the entire loan process smooth and stress-free. They were knowledgeable, responsive, and always had my best interest in mind. I... read more
Kelli Mcneil
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It was a pleasure working with James! He was very thorough, communicative and fast! We received our clear to close on a VA loan in less than 3 weeks! Thank... read more
Kim Little
Mr. Aaron Blake, was very helpful and understanding.
Doomie Oliver
It was truly a pleasure working with Friends First Mortgage. My loan officer Sylvia, worked very diligently on getting my loan set up as well as keeping me informed and... read more
LaQueisha Holt
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Mr.James Gardener surpassed my expectations I heard about this company through a friend and when I tell you he was there every step of the way even trough closing and... read more
Tan Walker
I am immensely grateful to have had Mr. James Gardner as my broker during my home buying journey. From the very start, James showcased an impressive depth of knowledge and... read more
Ashley
"James has been an absolute rockstar throughout our home buying journey! With a decade-long partnership as teammates, he's consistently earned the title of MVP. Thanks again, James, for yet another... read more
Marcus Blake
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Mr. Gardner was very professional in handling our refinancing and most recently in the purchase of our new home. I will recommend him to my family and friends. I... read more
Carolle Rhames
I was very happy working with Mr.James i know that i can be very annoying at times but he was always there to answer any questions that i have even... read more
Lateisha Forbes
It’s was a pleasure doing business with Mr gardener ,all I can say thank you
Louseline Mendez
