Explore mortgage options with Friends First Mortgage
Your premier mortgage lender located in Loganville, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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I would certainly like to say I thank God for having Aaron Blake as my mortgage broker. He held my hand every step of the way, answered all of... read more
Teresa Ingram
Working with James was an absolute pleasure! He made the refinancing process smooth, stress-free, and even enjoyable. His professionalism, clear communication, and dedication to getting me the best deal were... read more
Gerard Davis
Handled it like champs. James and Sylvia made the whole thing smooth and simple.
Kyle Lites-Smith
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Hey y'all, I just gotta say, I'm a homeowner now! Thanks to the awesome folks at Friends First Mortgage Company, they worked their magic and made it happen. My family... read more
marie chandler
Mr. Aaron Blake, was very helpful and understanding.
Doomie Oliver
I want to take the time out to thank Mr. James Gardner and his team @ Friends First Mortgage. They were very attentive and professional throughout this process. Buying a... read more
Jamal Curtis
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Closed in 2 weeks
KidKnowsA “Roblox Jr.” Kid
Mr. Gardner was very professional in handling our refinancing and most recently in the purchase of our new home. I will recommend him to my family and friends. I... read more
Carolle Rhames
"James has been an absolute rockstar throughout our home buying journey! With a decade-long partnership as teammates, he's consistently earned the title of MVP. Thanks again, James, for yet another... read more
Marcus Blake
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Excellent company. As a real estate agent with over 15 years in the business, I would definitely recommend Friends First Mortgage. The process was smooth and easy for my clients... read more
Shuaib Abdussabur
The owner was very helpful, and hands on with the entire process.
Amonyah Jones
Just closed on our first home and Friends First Mortgage is phenomenal. Mr. Gardner or Mr. James as I would call him was the absolute best when it came to... read more
Adeisha Jenkins
